2 Bills Overdue
Verizon ($89.00) and Capital One ($45 min) are past due. Act now to avoid fees.
3 Bills Due Within 7 Days
Total upcoming: $612.00 — Review bill tracker for details.
💵 Beginning Balance
APR 2026
$4,280.00
Monthly starting point +12%
📉 Bills Due This Month
TRACKING
-$2,847.00
14 bills total 8 unpaid
✅ Paid So Far
PAID
$1,190.00
6 of 14 bills cleared
🏁 Projected End Balance
FORECAST
$1,433.00
After all bills paid
📈 Balance Flow — April 2026
Beginning
$4,280
After Bills Paid
-$2,847
Running Balance
$1,433
+ Expected Income
+$2,500
Month End
$3,933
🍩 Bill Breakdown by Category
📊 Monthly Balance Trend
6 MONTHS
📂 Spend by Category
Housing
$1,200
Utilities
$340
Credit / Debt
$620
Subscriptions
$187
Phone / Internet
$160
Other
$340
🧾 Itemized Bill Tracker — April 2026
➕ Add New Bill
| # | Payee / Creditor | Category | Due Date | Amount | Status | Action |
|---|
Total Bills: 0
Remaining: $0
Paid: $0
Total Due: $0
📬 Gmail Bill Scanner
CONNECTED: kabjeg@gmail.com
Inbox Intelligence Scanner
SIMON scans your Gmail for bills, invoices, payment notices, and subscription charges. Results are parsed and added to your bill tracker automatically.
Last scan: Today, 6:47 AM · 3 new items found
🔎 Scan Filters
📋 Detected Bills from Inbox
AI Extraction Active
SIMON reads subject lines, sender names, and email body to extract bill amounts, due dates, and creditor names. Connect your Gmail API key in Settings to enable live scanning.
🔌 Gmail API Integration
1
Get Gmail API Key
Go to
console.cloud.google.com → Create Project → Enable Gmail API → Create OAuth2 credentials2
Paste API Credentials in Settings
Navigate to Settings tab → Gmail API section → Enter Client ID and Secret → Click Authorize
3
SIMON Auto-Scans on Schedule
Once connected, SIMON scans every 6 hours, extracts bill data, and populates your tracker automatically
⚔️ Debt & Collector Management
📊 Debt Overview
Total Owed
$7,840
Settled
$1,200
In Negotiation
$2,400
🤖 AI Collector Response Scripts
SIMON AI
Select a scenario and SIMON generates a debt negotiation script you can read on the phone or send via letter.
📞 AI-GENERATED PHONE SCRIPT
Loading script...
Know Your Rights (FDCPA)
Collectors cannot call before 8am or after 9pm. You have the right to request debt validation in writing within 30 days. You can request they stop contacting you at any time.
🤖 SIMON AI Finance Agent
ONLINE
💬 Chat with SIMON Finance
GS
Hello Keith. I'm your SIMON Financial Intelligence Agent. I have access to your bill tracker, balance timeline, and debt records. Ask me anything — or I can pay bills, negotiate with collectors, and draft financial letters on your behalf.
GS
⚠️ I detected 2 overdue accounts and 3 bills due within 7 days. Your projected balance after all payments is $1,433. Want me to draft a payment priority plan?
⚡ Quick Actions
🔌 API Integrations
📬 Gmail API
⚙ Configure
🏦 Plaid (Banking)
⚙ Configure
💳 Stripe Payments
⚙ Configure
📞 Twilio (Phone AI)
⚙ Configure
🚀 Deploy to IONOS via FTP
IONOS HOSTING
📤 FTP Upload Steps
1
Download This File
Save this page as
SIMON_Financial_Hub.html — it's a single, self-contained file. No server-side code required to view it.2
Open FTP Client (FileZilla / Cyberduck)
Host:
ftp.gaylordsinclair.com · Port: 21 · Username: your IONOS FTP user · Password: your IONOS FTP password3
Upload to /public_html/ Directory
Drag
SIMON_Financial_Hub.html into the /public_html/ folder. Or a subdirectory like /public_html/finance/4
Access via Browser
Visit
https://gaylordsinclair.com/SIMON_Financial_Hub.html — protect with IONOS password protection or add a login screen5
Optional: Add PHP Backend
To enable live Gmail scanning and bill payments, upload the companion
simon_api.php file and point it to your Gmail API credentials. SIMON AI handles the logic.🔧 IONOS Connection Config
📦 Plug & Play Modules
Each module below is a standalone HTML component. Drop any into your site.
📊 Dashboard Widget
🧾 Bill Tracker Widget
📬 Gmail Scanner Module
⚔️ Debt Tracker Module
⚙️ SIMON Financial — Settings
👤 Account Info
🔌 API Keys
🔔 Alert Preferences